The majority of my clients are between the ages of 50 and 75. Typically clients build share portfolios for income or capital appreciation using surplus money. However, you cannot generalise.
Some clients have saved up funds and then wish to invest in the sharemarket while it is low or buy a specific stock that appears undervalued.
Some clients that are in their 20s, 30s or early 40s might be prioritising paying down any debt they have, particularly non-deductible debt like their mortgage on their home. So often this is the priority.
Whereas, for clients at the ages of 50 and above might be focusing on superannuation contributions. They might have paid down the majority of their mortgage, and therefore, may consider having a self-managed super fund. Their focus may be on wealth creation by investing or contributing to superannuation.
Superannuation is an attractive tax-effective entity where many accumulate funds pre-retirement. Superannuation is an entity where the Trustees have the control to decide which specific investments they will invest in, within the superannuation environment.
If you are interested to discuss how I can help you please get in touch today.
David has always been available and prompt with any queries I have had with advice I needed with self-managed super fund, share portfolio etc. David was always able to explain things to me in a clear way. Through David’s knowledge and experience, I feel very confident that the advice given was right for my needs. I always received David’s full care and attention when I needed it. Thank you David.
David has been a trusted family financial adviser for many years now. He is always approachable, friendly, informative and easy to work with. Any queries are dealt with promptly and efficiently. I would feel very comfortable in recommending David to anyone seeking a respected financial adviser.
No complaints. David is always prompt with responses and calculated with advice. I have been with David for in excess of 19 years and he has never given me reason to doubt him. A-grade person in the Industry.
We have worked with David for a number of years and have found him trustworthy and very helpful with his advice in regards to our portfolio. We would not hesitate in recommending David as a financial adviser.
I have been dealing with David for quite a few years now. He is always only a phone call away, he sends regular emails with share investment advice, and has been a great asset in helping to build my share portfolio.
Trustworthy, fair, clear, reasonable and gives advice with my circumstances in mind. David is highly intelligent, circumspect and most importantly of all, has integrity.
I have used David as a Private Client Advisor for over 20 years, and have always valued his detailed knowledge and understanding of my personal financial objectives. His detailed knowledge of the various different investment markets and products gives me great confidence in engaging his services. David is not there for the quick sale. He is more than happy to advise me to sit on the sidelines, and wait until the right opportunity presents itself, to maximise both capital gains opportunities and income growth strategies.
David has always been really helpful and nothing seems to be too much trouble. He always seems to have time for me and is never in a hurry. He was recommended to me by a friend as I was less than happy with the previous bank handling my affairs. So I hope we have a long and fruitful relationship.
We are extremely happy with David’s advice and assistance. He is very pleasant to deal with and quick with any requests we have. We have already recommended David to family and friends and continue to be happy to do so.
David has provided advice to me for about 10 years now, originally with Macquarie and now with Shaw & Partners. I have confidence in the advice he gives and almost always go with it. David takes time to explain investment options and I never feel pressured to make a decision. He provided advice and direction in my wife and I setting up a SMSF which has proven to be an excellent decision.
We find David to be both friendly and obliging and are very happy with his high level of service and investment advice concerning our long term share portfolio. We are very happy to have his services available to us.
We have been very happy with advice from David when we have made an enquiry. We have always had a quick answer to any queries. We appreciate David’s advice and regular communications re our investment, regular portfolios.
David has been great to work with for our family investment share portfolio. I am sure he deals with much bigger fish than us but that does not seem to bother him. I recommended to some family to move their portfolio to him and they were equally impressed, as was I with the time and effort he put in.
David has steered me towards retirement with (what I believe as) safe secure and sound advice in the 15 years that I have had the pleasure to deal with him.